Current age(s)
Current and anticipated income prior to retirement
Current living expenses and ongoing savings amounts
Anticipated retirement age(s)
Estimates of longevity
Estimates of retirement living expenses (80-100% of current expenses?)
Estimates of anticipated income tax rates (Federal + State)
Outline of estate planning documents & vehicles
- Wills
- Trusts
- POAs
- Medical directives & POAs
- Life insurance (types and amounts)
- Prior to age 65
- Medicare
- Medigap
- Long-term care insurance
- Checking and savings accounts
- Money market accounts
- Brokerage accounts
- Other mutual funds, stocks, bonds, etc.
- Real estate
- Trusts
- Other financial assets such as cash value of life insurance policies
- 401(k)s, 403(b)s, 457s,
- Individual and inherited IRAs
- Fixed/ variable annuities
- Whole life insurance
- Mortgage(s)
- Home equity loans and lines of credit
- Auto loans
- Credit cards
- Other
- Social Security benefits (target start date(s))
- Defined pensions
- Part-time work (how long)
- Geography
- Hobbies
- Volunteer
Also important are your expectations about future inflation and what kinds of returns you believe you would be able to obtain on your investments.